Te utu mō te whakatau

Te utu mō te whakatau

  • He ōrite, he whai hua hoki
  • Kōwhiringa kereme utu pumau mō ngā tautohe iti te uara me te uaua
  • Ka whai whakaaro ā mātou whakatūnga ki te hiranga o te tautohe kia tika ai te huarahi e whakamahia ana.
  • Mā ā mātou kaimahi Rehita e whakahaere ngā mahi whakahaere me ngā mahi tautoko katoa, kia tika ai te whakapaunga o te wā o te kaiwhakawā.

Tirohanga Whānui mō te Utu

Kaupapa Kereme Utu-Iti

E tautohe ana te hunga hoatu uara iti, uaua hoki i te utu ōrite me te tino utu.

Ngā Kereme Whānui

Mena kāore tō kereme e tika ana mō te kaupapa kereme utu iti, ka haere tonu hei kereme whānui.

Ngā taahiraa e whai ake nei

Kua rite koe ki te haere tonu? Whakapā mai ki tā mātou tīma Rēhita āwhina, mā rātou koe e ārahi puta noa i te tukanga.

Kaupapa kereme Utu-Iti

E mārama ana mātou ko te utu o ngā tukanga whakatau tautohe, ko te koretake rānei mō aua utu, e aukati ana i te tini o te tangata ki te tīmata. He tino pono tēnei ina he iti noa te nui o te tautohe.

Hei whakamama i taua raruraru, ka whakaratohia e te NZIAC he kaupapa whakatau utu pumau mō ngā kereme iti te uara me te uaua. Ko te whāinga o tēnei kaupapa he whakarato i te māramatanga ki a koe mō te utu o te kawe i tētahi tautohe ki te whakatau kia taea ai e koe te whakatau whai whakaaro mō te haere tonu.

Ngā Utu me ngā Tikanga

Kei te ripanga i raro nei ngā utu e tika ana mō te kaupapa kereme iti-uara ( LVC ). Me pānui e koe tēnei wāhanga tae atu ki ngā tikanga o te Kaupapa i mua i te haere tonu. Me utu te utu hei pūtāhui ki te NZDRC i mua i te whakatūnga o tētahi kaiwhakawa.

Waehere LVC
Te uara o te kereme
Utu (tae atu ki te GST)
Te maha o ngā take
Te rohenga tuhinga mō te kereme*
LVC5
≤ $5,000
$1,500
3
15 whārangi
LVC10
$5,000 ≤ $10,000
$2,500
3
15 whārangi
LVC20
$10,000 ≤ $20,000
$3,750
3
20 whārangi
LVC30
$20,000 ≤ $30,000
$5,000
3
30 whārangi
LVC40
$30,000 ≤ $40,000
$6,250
3
40 whārangi
LVC50
$40,000 ≤ $50,000
$7,500
3
50 whārangi
LVC60
$50,000 ≤ $60,000
$8,750
3
60 whārangi
LVC80
$60,000 ≤ $80,000
$10,000
3
80 whārangi
LVC100
$80,000 ≤ $100,000
$12,000
3
100 whārangi
Hui, haerenga, tirotiro rānei**
$750
Te tango wawe***
$750

*Ko ngā tuhinga ka tukuna e te kaitono hei tautoko i te kereme, e herea ana ki te Pānui Whakawa, te Kereme (tuku), tetahi kirimana, tetahi atu tuhinga ture rānei (hei tauira, he tiiti whakawhirinaki), me ngā taunakitanga tuhinga e herea ana ki te maha o ngā whārangi kua whakarārangihia i runga ake nei.

**Mēnā e hiahiatia ana he hui, he haerenga, he tirotiro rānei, ka utua he utu tāpiri (me ngā maero me ngā whakapaunga haere).**

***Mēnā ka unuhia te kereme i mua i te whakaputanga o tētahi whakataunga, ka utua te utu whakahaere me te utu ka tatauhia i runga i te wā i pau i te kaiwhakawā i runga i tā rātou utu ia hāora. Ko tēnei utu tango wawe ka herea ki te utu pumau katoa e utua ana mēnā i haere tonu te take ki tētahi whakataunga. 

Kia mōhio: Mēnā he uaua rawa te kereme, te whakautu rānei, he nui rawa rānei te taunakitanga i tukuna hei tautoko i te kereme i te rohe e whakaaetia ana, he whakakotahitanga rānei o te kereme me tētahi atu kereme, neke atu rānei, ka āhei te NZIAC, i runga i tōna whakaaro anake, ki te whakakore i te whakarato i te whakataunga i runga i te utu pumau i raro i te Kaupapa LVC.

Mēnā ka pērā, ka whakamōhiotia ngā rōpū e te NZIAC, ā, ka hoki te whakataunga ki tētahi Kereme Whānui, ā, ka whakatauhia te utu o te whakataunga i te wā e uru atu ai te kaiwhakawa ki te take, me ngā whakapaunga tāpiri katoa.

Ngā Kereme Whānui

Ko ngā kereme e pā ana ki ngā moni tautohenga o te $100,000, neke atu rānei (tae atu ki te GST), ngā kereme mō te whakamāmā i te whakapuakitanga, me ngā kereme i raro iho i te $100,000 kāore e tutuki i ngā paearu mō ngā kereme iti te uara, ka haere tonu hei Kereme Whānui.

Mō ngā Kereme Whānui, ka tatauhia te utu whakatau i runga i te roa o te wā e pau ana i te kaiwhakawa i te utu ia hāora noa.

Hei haere tonu, ka tonoa ngā rōpū ki te utu i tētahi moni hei pūtāhui. He moni iti tēnei e tatauhia ana i runga i te uara o te tautohe, ehara i te whakatau tata mō te utu o te whakataunga.

Uara o te Kereme
Me whai Haumarutanga (tae atu ki te GST)
≤ $24,999.99
$6,000
$25,000.00 ≤ $49,999.99
$8,000
$50,000.00 ≤ $99,999.99
$10,000
$100,000.00 ≤ $499,999.99
$15,000
$500,000.00 ≤ $999,999.99
$17,500
≥ $1,000,000.00
$20,000
ngā mana me ngā herenga anake (whakamāramatanga whakapuakanga)
$10,000
Te tango wawe*
$750

*Mēnā ka unuhia te kereme i mua i te whakaputanga o tētahi whakataunga, ka utua te utu whakahaere me te utu ka tatauhia i runga i te wā i pau i te kaiwhakawā i runga i tā rātou utu ia hāora.

Mena ka kitea he iti iho te utu whakatau i te moni i utua hei pūtāhui, ka whakahokia e te NZIAC te toenga i te mutunga o te tukanga. I tetahi atu taha, ki te kitea he nui ake te utu whakatau i te moni i utua hei pūtāhui, ka tono te NZDRC kia utua te toenga o te utu i mua i te tukunga o te whakataunga ki ngā rōpū.